By clicking “Buy Now,” “Purchase,” or any other phrase on the purchase button, entering your credit card information, or otherwise enrolling, electronically, verbally, or otherwise, you (“Client”) agree to enter into a legally binding agreement with Kate Wilkinson Creative (“Sole Trader”) and Kate Wilkinson (“Coach”) and to receive products, programs, or services, subject to the following terms and conditions:


Due to the extensive time and effort invested in our programs (including products and e-courses) and their digital nature, we do not offer refunds if you change your mind or are unable to participate in the program for any reason.

By enrolling as a student or client of Kate Wilkinson Creative and/or purchasing a program, e-course, or product, you agree to the following sales and refund terms. If you decide to withdraw from the program for any reason, you will remain responsible for the full cost of the program, including all remaining monthly instalments.

We do not accept chargebacks from your credit card company.

In the event of a missed instalment payment, you will receive an email notification with a 72-hour grace period. The Coach may suspend your program participation until payment is brought up to date, including restricting access to modules, materials, and/or coaching calls. If payment is not received within 5 business days, program access will be automatically terminated without refund.

Medical Disclaimer 

Please note that the coaching and training services provided are not intended as medical, psychological, or psychiatric advice, and they do not provide diagnosis, treatment, prevention, cure, or guarantee.

The information provided is not a substitute for professional medical, psychological, or psychiatric advice, diagnosis, or treatment tailored to your individual condition and circumstances.

Legal and Financial Disclaimer

You understand and agree that this website and our coaching programs, products, and/or e-courses are intended for informational and educational purposes only. The information provided does not constitute financial or legal advice.

Intellectual Property Protection and Personal Use

The materials on our website, including products, e-courses, videos, photos, graphics, designs, and other files, are the proprietary property of Kate Wilkinson Creative and are protected by Australian intellectual property rights.

You may not share the cost of any product or e-course, or the product or e-course itself, with any third party. Sharing your login credentials for any of Kate Wilkinson Creative’s e-courses with any third party is strictly prohibited. Selling or transferring your access to any masterclasses, trainings, eCourses, workshops, or the content and/or materials contained therein to any third party is prohibited.

Recording & Redistribution of Calls

Please be aware that group coaching sessions, group calls, and/or live masterclasses may be recorded. These recordings may be redistributed and/or resold at a later date as part of a separate package sold by the Coach.